Get a decision in under 5 minutes. 9 out of 10 applications are instant. 0% finance over 12 months on most treatments, longer terms available at 9.9% APR.
After your consultation, we send you a personalised finance link by email or text. No paperwork, no in-person admin.
Open the link and pick the payment plan that suits you best: 6, 12, 24, 36, 48 or 60 monthly payments.
Fill in the short application form. 9 out of 10 decisions are instant. If approved, you choose when payments are collected and you can start treatment right away.
Tabeo's lenders ask simple, relevant questions and your data is kept private at all times.
Finance applications only run a soft credit check, so if your application is unsuccessful, your credit score won't be affected. If you choose to accept your loan offer, a hard credit check will be carried out at that point.
Available for many treatments and for up to £30,000. Credit decisions are subject to your individual circumstances. You must be over 18 and earn an income to apply. Borrowing more than you can afford or paying late may negatively impact your credit score and ability to obtain credit in the future.
An indicative monthly cost based on your treatment amount and chosen term. For a regulated quote and your actual rate, apply via Tabeo.
A loan of £4,500.00 over 12 months would cost you £375.00 per month at a representative 0.0% APR. Total cost of treatment after 12 months: £4,500.00.
Indicative figure only. The actual rate and monthly amount are confirmed in your loan offer from Tabeo. The first payment is taken upfront, with at least 28 days before the next. Subject to acceptance.
After your consultation, we send you a personalised finance link by email or text. You click the link, choose your preferred monthly term, fill in the short application, and get a decision in around three seconds for most people.
Once a month, on a day you choose. You can change the day at any time through your Tabeo customer portal.
Payments are collected by direct debit from a UK bank account in your name. You set this up once at the start of the loan.
Tabeo won't charge you an extra fee for missing a payment occasionally, but missed payments can negatively impact your credit score and your ability to obtain credit in the future. If you're struggling, contact Tabeo directly as soon as you can to discuss your options.
Tabeo Finance Limited (FRN 777539) is the credit broker and loan servicer. They introduce you to one suitable regulated lender based on your application. Both 360 Dental Care and Tabeo are authorised and regulated by the Financial Conduct Authority.
Tabeo is a UK-regulated patient finance specialist working with hundreds of dental practices. They handle the application, credit assessment, and ongoing payment servicing on behalf of the regulated lender. 360 introduces you; Tabeo runs the application; the lender provides the funds.
Yes. Where required by law, loans are regulated by the Financial Conduct Authority under the Consumer Credit Act. Full regulatory details (including FCA register numbers for 360 Dentalcare Limited and Tabeo Finance Limited) appear in the site footer.
Contact our friendly team at 360 Dental Care and ask about treatment finance. We'll talk you through what's possible for your specific treatment plan and send you the finance link to apply.
We don't review or make a decision on your loan application. That's done by Tabeo as loan servicer on behalf of the lender.
Three ways to start, depending on where you're at. Send a photo for a quick video assessment, come in for a free smile simulation, or book a full Smile Design Consultation with a dentist.
Send a photo and tell us your goals. A dentist sends a personalised video with a draft treatment plan.
Come in for a 3D iTero scan with a treatment coordinator, plus a simulation of how your smile could change. A dentist follows up with a personalised video and a detailed plan.
Full clinical consultation with a dentist: examination, X-rays, smile simulation, a trial smile to wear on the day and a final written treatment plan. £95 in total, with a £50 non-refundable deposit to secure your appointment.